Is Zelle Safe? How To Protect Yourself When Using Payment Apps

Payment apps like Zelle and Venmo are a customer favorite because they are a convenient, fast, and easy way of electronically exchanging money between others. Zelle’s popularity and quick exchange of funds between one bank and another attracts more than just new customers. Unfortunately, it attracts hackers and scammers too.

With so many headlines about Zelle scams on the news lately, many users can’t help but wonder about the platform’s safety. Scammers target Zelle users and siphon off their hard-earned money through phishing scams. The truth is, Zelle is safe as long as you are careful, and you pay attention.

By the time you’re done reading this article, you’ll know more about Zelle and how you can safely use the platform without falling victim to scammers.

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New computer recommendations

Updated 5/30/22:

Since you’ll likely be spending the next 5-10 years or more with your next computer, please take a few minutes now to make an informed decision about what to look for in a new computer and accessories – and get the best deal. 

We don’t recommend trying to save money on a refurbished computer. Typically they won’t last as long as a new computer, and are likely less secure due to unpatched processor flaws and are limited in the ability to upgrade to the most recent secure operating system.

Our recommended minimum new computer specifications are:

  • Intel Core i3/AMD Ryzen 5 processor or better. For an Apple Mac computer consider getting an Apple M1 or M1 Pro/Max rather than Intel processor
  • 8 GB RAM or more
  • 256GB Solid State Drive (SSD) or larger
  • Please read New Computer Buying Guide for more detailed information.

If you come across a good deal elsewhere, remember to look for specifications that are a minimum of what’s listed above. We’ve had the best reliability with HP and Dell brands. Keep in mind that cheaper laptops and all-in-ones typically only have a vertical screen resolution of 768 pixels, whereas higher quality and clearer screens are 1080 or higher.

Click on the links below to view recommended computers meeting the minimum recommended specifications noted above at the respective retailer’s website. Some models may be available in-store. Apple Mac computers also available.

Desktop PCs:

Best Buy – Dell, HP – SSD PC Desktops

Costco – Dell, HP Desktops – make sure hard drive is SSD or HDD+SSD

HP Store – Desktop computer towers with SSD

Dell – Desktop computers & All-in-One PCs with SSD

Laptop/Notebook PCs – regular price differences are due to variances in screen size, processor (speed), screen resolution and 2-in-1 convertibility:

Best Buy – Dell, HP SSD PC Laptops

Costco – Dell, HP – SSD PC Laptops

Apple Mac:

Best Buy – iMac desktop

Best Buy – MacBook laptop

Costco – iMac desktop

Costco – MacBook laptop

Apple – iMac desktop – select Apple M1 or M1 Pro/Max chip

Apple – MacBook laptop – select Apple M1 or M1 Pro/Max chip